MetaMask has made its Agent Wallet available to all users, enabling artificial intelligence systems to perform on-chain cryptocurrency transactions while remaining constrained by limits set by the account owner. The self-custodial tool moved from early access involving roughly 200 participants in June to full release this week.

The product is designed for traders and developers who rely on AI agents to monitor markets, spot opportunities, and carry out strategies that include token swaps, perpetual futures, prediction market positions, and liquidity provision. Rather than granting unrestricted access to a primary wallet, Agent Wallet creates a dedicated account that operates only inside boundaries defined in advance.

User Controls and Operating Modes

Before an agent can act, owners establish daily spending caps, approve specific protocols through allowlists, and select a risk profile. Two modes determine the degree of oversight. Guard Mode, the default setting, pauses transactions that exceed limits, touch unapproved protocols, or breach other policies and requires human confirmation via two-factor authentication through the mobile app or email. Beast Mode reduces those interruptions for more experienced users while keeping security scans active and still demanding approval for transactions flagged as potentially harmful.

Private keys stay with the user, who can export the recovery phrase at any time. This structure preserves self-custody even as agents handle routine execution.

Network Support and Technical Features

Agent Wallet launches with compatibility across 12 networks. These include Ethereum for core DeFi activity, layer-2 networks such as Optimism, Arbitrum, Base, and Linea, plus BNB Chain, Polygon, Avalanche, Monad, Sei, MegaETH, and Hyperliquid for perpetuals and high-speed trading.

Supported AI frameworks include Claude Code, Codex, Cursor, OpenClaw, Hermes, and OpenCode. A gas abstraction feature removes a frequent obstacle: agents can transfer or swap assets without holding the chain’s native token. MetaMask settles network fees directly in the asset being moved.

Security Pipeline and Loss Protection

Every eligible transaction travels through multiple safeguards before reaching the blockchain. Simulation previews balance changes and approvals. Threat scanning, powered by Blockaid, identifies malicious activity. Smart Transactions provide protection against maximal extractable value extraction.

Transactions that clear these checks and still produce a loss may qualify for Transaction Protection of up to $10,000 per month. Coverage is subject to eligibility terms and does not extend to every trading loss, failed strategy, or unsupported action. Market volatility, smart-contract issues, and incorrect agent instructions remain outside the scope of reimbursement.

The system enforces permissions at the wallet level so agents cannot override user policies. Development involved partners including Hyperliquid, Polymarket, Aave, CoW Swap, LI.FI, Blockaid, Cubist, and AWS.

Broader Context in AI Crypto Tools

The release positions MetaMask among firms building infrastructure for autonomous software in crypto. Coinbase introduced Agentic Wallets earlier in the year with programmable spending and trading tools. MoonPay has expanded its MoonAgents offering, including Telegram-based interfaces for natural-language management of assets.

MetaMask has not attached a native token to Agent Wallet. Uptake will depend on whether traders and developers choose to grant limited, rule-bound authority over on-chain capital to AI systems.