Column has released a suite of four financial infrastructure products that integrate stablecoin handling with traditional banking, card programs and cross-border payments. Co-founder William Hockey announced the launch on September 16, describing it as the completion of a multi-year project to give technology companies a single platform for building financial products instead of assembling separate banks, processors and payment providers.

The products cover native stablecoin infrastructure for USDC and USDT, full card issuing capabilities, global banking for verified customers outside the United States, and multicurrency accounts. All operate on Column’s own banking core and share the same underlying components, allowing funds to move between digital dollars, bank accounts, cards and international rails through one set of integrations.

Instant Stablecoin Conversion Across Payment Rails

Column’s stablecoin infrastructure enables continuous conversion between USDC or USDT and U.S. dollars without intermediaries or prefunding. Transfers connect directly to domestic and international payment networks, including FedNow, SWIFT, RTP and checks. Supported blockchains include Solana and Ethereum.

In one operational example cited by the company, a business can receive USDC from Mongolia, convert the amount into dollars within seconds, and split the proceeds. One portion can travel via FedNow to a U.S. community bank while another converts into euros for a SWIFT transfer. Clients manage the entire sequence through a small number of API calls.

The feature arrives as stablecoin use in payments continues to expand. Cumulative stablecoin card spending has surpassed $10.9 billion, with monthly volume exceeding $1 billion for the first time in July, up from roughly $339.4 million a year earlier.

In-House Card Issuing and Stablecoin Settlement

Column has constructed its own issuer processor, allowing the company to supply the banking relationship, transaction processing and capital through a single integration. Clients can issue debit, credit and stablecoin-backed cards that operate on both the Visa and Mastercard networks.

Fintechs using the platform can authorize card transactions against stablecoin balances as soon as the funds arrive, rather than waiting for a separate conversion step. Settlement with the card networks can occur in stablecoins around the clock, matching the continuous availability of blockchain assets.

The move aligns with broader industry developments. Visa reported more than 160 stablecoin-linked programs active worldwide in its fiscal second quarter of 2026, with payment volume from those programs rising nearly 200 percent year over year and stablecoin settlement volume exceeding a $20 billion annualized rate. Mastercard has added several regulated stablecoins to its settlement network to support transactions outside traditional banking hours, including weekends and holidays.

Global Accounts and Multicurrency Capabilities

The global banking product lets companies issue U.S. dollar or local-currency accounts and cards to verified customers in markets beyond the United States. Firms rely on the same infrastructure and compliance tooling already used for domestic operations rather than maintaining separate systems for international users. Specific jurisdictions depend on Column’s existing verification and banking coverage.

Multicurrency accounts provide individually numbered accounts denominated in foreign currencies. Customers can receive, hold and send funds in those currencies, with instant conversion to and from U.S. dollars. The accounts link to international networks such as SEPA Instant, creating additional routes for local and cross-border payouts.

Because the four products share Column’s core financial infrastructure, a single workflow can combine them. A company might receive a stablecoin payment, convert it to dollars, allocate portions across FedNow, SWIFT and a card balance, and complete the movements within seconds.

Scale Among Established Fintech Clients

Hockey stated that each of the newly announced products is already processing billions of dollars for major fintech companies. Named clients include Ramp, Brex, Bilt, Mercury, Slash and Kapital. One source indicated the stablecoin product alone is handling tens of billions of dollars in annualized volume, developed in collaboration with firms such as Slash and Brex.

Column presents the combined offering as a way for fintechs to consolidate functions that previously required multiple vendors. The company has not released individual transaction volumes for each service, but the existing activity demonstrates that the infrastructure is operating at commercial scale.

The launch positions Column as a single banking provider capable of bridging continuous blockchain settlement with conventional payment rails, card networks and multicurrency accounts under one technical and compliance framework.