Goldman Sachs has returned as the largest disclosed institutional holder of XRP exchange-traded funds, reporting a combined $86.5 million position across five products in its second-quarter 2026 regulatory filing. The bank, which manages more than $4 trillion in assets, had previously exited its XRP ETF holdings after an earlier stake valued near $152 million to $153 million.

The latest disclosure shows diversified exposure rather than concentration in a single fund. Goldman Sachs now holds positions in products from Bitwise, Franklin Templeton, Canary Capital, 21Shares and Grayscale.

Breakdown of Goldman Sachs XRP ETF Holdings

According to the filing, the bank’s largest allocations are in the Bitwise XRP ETF, valued at $25.76 million with 2,208,949 shares, and the Franklin Templeton XRP Trust (XRPZ),valued at $25.41 million with 2,238,407 shares. Additional holdings include $19.49 million in the Canary XRP ETF (1,759,090 shares),$8.21 million in the 21Shares XRP ETF (806,126 shares) and $7.66 million in the Grayscale XRP Trust (377,619 shares).

The return follows Goldman’s earlier role as an authorized participant helping create and redeem shares when XRP ETFs launched. That operational involvement may have contributed to temporary holdings that later disappeared from filings before the current rebuild.

Additional Related Position and Peer Activity

Beyond the ETFs, Goldman Sachs disclosed 365,976 shares in XRPN, linked to Armada Acquisition Corporation II. The special purpose acquisition company is advancing a proposed merger with Ripple-backed Evernorth Holdings that aims for a Nasdaq listing.

Other major banks also reported XRP ETF holdings for the same period. JPMorgan, Morgan Stanley and Bank of America disclosed positions, pointing to wider traditional finance engagement with XRP-related products amid broader work on tokenization and digital treasury solutions.

XRP Market Moves and ETF Flows

The filing coincides with a sharp rise in XRP. The token advanced more than 40 percent over the week, moving from near $1 to around $1.37–$1.38. In one 24-hour period it gained about 16 percent, with trading volume rising more than 113 percent and in some reports exceeding 150 percent. Futures open interest also increased notably.

U.S. spot XRP ETFs recorded $13.24 million in net inflows on August 20. Bitwise accounted for $9.9 million and Franklin Templeton for $3.34 million. Total assets under management in the products reached $1.17 billion, while cumulative net investment surpassed $1.53 billion.

Supporting activity included a partnership involving Ripple, Clearpool and Cicada Credit to develop an institutional lending platform on the XRP Ledger aimed at the private credit market. Separately, Ripple Chief Executive Brad Garlinghouse participated in Clarity Act discussions at the White House as regulatory conversations continued.

Goldman Sachs’ renewed XRP ETF exposure and the parallel activity from other large banks arrive as market participants track both price momentum and institutional allocation trends in the sector.