Binance started the rollout of its AI Pro trading tool on October 19, 2026, giving users a chat interface to create, test and deploy automated trading strategies without writing code. The feature is accessible through the exchange’s website and mobile app, though availability depends on regional rules.

Users describe assets, trading conditions, parameters and risk limits in everyday language. The system then generates an editable workflow. On desktop, a Strategy Canvas sits beside the chat so users can examine individual steps, adjust parameters, add or remove components and refine instructions. On mobile devices, refinement happens entirely through conversation. The tool also supports daily reports, market monitoring, subscription alerts and signal generation.

Before any real capital is involved, strategies can be tested with virtual funds through paper trading. Live deployment requires a separate review and explicit user approval. Once approved, each strategy runs inside its own isolated sub-account, sometimes called an AI Strategy Account, that remains separate from the user’s main balance. Users must transfer funds into that sub-account manually. The agent itself cannot move money. Strategy sub-accounts cannot send assets to external addresses, and transfers are limited to the user’s own accounts. Users retain the ability to pause, modify or revoke a strategy at any time; any change triggers a fresh approval step before trading resumes.

Subscription Tiers and Credit Limits

The free Standard plan supplies 250,000 credits each month and covers strategy creation, testing and live deployment. The Premium plan costs 19.99 USDC per month and raises the monthly allowance to 10 million credits. Premium also unlocks additional AI models where available, including ChatGPT Sol, ChatGPT Astra and Claude Opus, and permits credit top-ups. Regular credits on both plans refresh monthly. Premium top-up credits are consumed only after the monthly allocation is exhausted, do not refresh and expire after 12 months. Payments are processed through Binance Pay. Credits cover use of the tool; traders must supply their own capital for live strategies.

Each account may maintain a maximum of 10 strategies in total across paper trading, live trading and signal generation. The initial release supports spot and USDS-M futures strategies in regions where rules permit. Historical backtesting is not included at launch. Instead, users rely on automated code testing and paper trading to evaluate performance before committing real funds.

Technical Design and User Controls

AI Pro combines a large language model with finance-specific agent technology developed by Binance, built-in guardrails and a workflow generator that turns conversational instructions into executable strategy code. The system draws on Binance’s market data and research together with selected third-party sources. The design follows a principle of bounded autonomy: agents supply analysis and recommendations, while consequential actions require explicit human approval. Those principles are outlined in a policy paper titled “Know Your Agent: Building the Compliance Layer for Agentic Finance,” published in October 2026 by the Binance Global Policy team.

The product forms part of the broader Binance Intelligence suite, which also includes an AI assistant and developer tools for AI agents. An earlier beta version of AI Pro focused on simulated strategies will continue to operate alongside the new release. Existing beta users keep their service and subscriptions and may migrate chat history and strategies through the app. The tool runs on Binance.com; the separate Binance.US platform is not included in this rollout.

Binance has indicated plans to expand support to additional trading and exchange products in future updates.